Flood Safety

Dania Beach Flood Zones Map
Many areas in Dania Beach are prone to flooding from heavy rain. Some floods develop slowly, while others such a flash-floods can develop in just a few minutes. Be aware of flood hazards no matter where you live or work, but especially if you are in low-lying areas or near water. 

Flood Map

The primary features of flood maps are flood zones, which are geographic areas that FEMA has defined according to varying levels of flood risk and type of flooding. These zones are depicted on the published Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary Map (FHBM). Everyone lives in an area with some risk of flood—it’s just a question of whether you live in a low-, moderate-, or high-risk area. The flood map reflects the current risks where you live, requirements for flood insurance coverage and may affect the cost of your policy.

Tips to Reduce Your Risk Before The Flood
  • Make sure you have the right insurance coverage: Most homeowners insurance policies do not cover flood damage, so be sure to consider flood insurance for both your building and its contents. In moderate- to low-risk areas, qualifying homeowners can insure their properties with lower-cost Preferred Risk Policies (PRPs). There typically is a 30-day wait for a flood insurance policy to take effect.
  • Mitigate future loss: There are some simple steps you can take to reduce the impact of floodwater on your home and your belongings. For more information about flood mitigation options, visit FLASH.org.
  • Conduct a household inventory: Be sure to keep a record of all major household items and valuables. These documents are critically important when filing insurance claims. For help in conducting a home inventory, visit knowyourstuff.org.
  • Protect important financial documents: Store copies of irreplaceable documents (such as birth certificates, passports,etc.) in a safe, dry place. Keep originals in a safe deposit box.
  • Build an emergency supply kit: Food, bottled water, first aid supplies, medicines, and a battery-operated radio should be ready to go when you are. Visit Ready.gov for a complete disaster supply checklist.
  • Plan for evacuation: Plan and practice a flood evacuation route. Ask someone out of state to be your “family contact” in an emergency, and make sure everyone knows the contact’s address and phone number.
  • Make a pet plan: Many shelters do not allow pets. Make plans now on what to do with your pets should you be required to evacuate your residence.
Sign up for CodeRED Emergency Notifications.

Visit FEMA at floodsmart.gov

Dania Beach Flooding Safety
Dania Beach Flooding Safety
Dania Beach Flooding Safety
Dania Beach Flooding Safety

Dania Beach Works to Reduce Flood Insurance Rates

The City of Dania Beach is making a concerted effort to reduce the rates that property owners pay for their flood insurance.  Foremost in this effort is the work of the City’s Program for Public Information Committee, which is composed of both key staff members and community stakeholders representing the professions of real estate, law, and insurance. The committee strives to provide information intended to motivate the public to reduce flood damage, encourage flood insurance coverage and protect natural functions of floodplains.

Flood insurance rates, which are calculated by the Federal Emergency Management Agency’s (FEMA’s) National Flood Insurance Program, are determined in part by the work that each community does to reduce the effects of flooding in the community. Each participating community is given points for the totality of its efforts, and those points determine a classification in the Community Rating System (CRS). Currently, the City of Dania Beach has achieved a Class 9 rating, saving its residents and businesses 5% annually on typical flood insurance policies. The City has set as a goal the achievement of a Class 7, which would increase savings to 15% for properties within the city’s special flood hazard areas.

The Community Rating System is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed minimum National Flood Insurance Program requirements.  The program identifies 10 different class rating levels based on the number and type of activities voluntarily initiated by the participating community.  Each level corresponds to a percentage discount on policy premiums within the municipality’s floodplain.

The Program for Public Information Committee has met twice and anticipates submitting its report for adoption by the City Commission in July. The Dania Beach CRS Audit is scheduled in August, 2018, but it will be many months after the visit before the scoring is completed and a determination is made as to whether the City does indeed earn a higher classification.